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This is the impression conveyed by numerous press accounts, including a recent article by Alfred Lubrano in the Philadelphia Enquirer entitled “Risks of Reverse Mortgages.” The major themes that emerge from that article is that:

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WASHINGTON — Long-term U.S. mortgage rates this week jumped to their highest level since the start of August, raising costs for would-be homebuyers.

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When you think of fall colors, what comes to mind? Red, yellow, green, orange? While there are certainly a number of fabulous fall colors, for many the challenge lies in how to use these colors purposefully in decor.

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With season upon us, I have had the benefit of meeting quite a few new clients here in Sebring. A common request shared by many was, “We love the new waterproof vinyl plank flooring but are worried about the effects on re-sale for our children when we move on.”

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Question: Dear Ed: I have an opportunity to design my bathroom from scratch since we are building a new house. While looking into bath tubs I’ve noticed tubs called “freestanding” baths. I also noticed this type of bath is a high-end plumbing fixture. Can you please tell me what makes these …

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These town homes are at 1106 and 1108 Lake June Road in Lake Placid. These properties are priced for $292,500 each and can be bought separately or together. The properties are listed with Kevin and Teresa Bock with Re/Max Realty Plus in Sebring.

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Question: My father lives in a condo that he, myself and my sister all own as “Joint Tenants with Rights of Survivorship.” He just got married, and I am wondering what his new spouse’s rights will be regarding the property? — Steven

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Over the years, the topic that has attracted the largest number of readers on my site is shopping for a mortgage. I just counted 70 articles on the subject, going back to the year 2000. There are many articles because shopping is a multi-stage process, with complexities and challenges arisin…

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WASHINGTON — Long-term U.S. mortgage rates ticked up this week for the second straight week, remaining substantially higher than a year ago amid strength in the economy.

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Much like changing your car’s oil, a water heater needs regular maintenance for top performance. A water heater flush clears out sediment and minerals such as calcium and lime, which could impede your heater’s performance.

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If you’ve been pining for new granite counter tops, hoping to spruce up those outdated bathroom cabinets or longing for a larger, more luxurious spa-style bathtub, now is a good time to get that bathroom remodel underway. With the many options available in everything from fixtures to floorin…

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This home is at 49 Meadowlake Circle South in Lake Placid. It is priced for $499,900 and is listed with Debbie McCullough with Heartland Real Estate Corp.

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SEBRING — One of Highlands County’s top real estate firms, Heartland Real Estate Corp., is pleased to announce the addition of its newest associate, Tyler Baker.

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A major purpose of the Dodd/Frank bill enacted after the financial crisis was to create a new consumer protection agency, which would have as one of its major goals an improved system of mandatory disclosures to mortgage borrowers.

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WASHINGTON — Fewer Americans signed contracts in July to buy homes compared to the previous month, as real estate sales are slipping even though economic growth is solid.

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